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She stepped out of her knickers and put them with her skirt on a chair, and then took her glasses off and put them on the table. Michelle then knelt on all fours on the floor, resting on her elbows and arching her butt out. Sarah knelt on the floor behind Michelle with her back now to the friends knowing her deeply reddened and bruised bottom was on show for them which she was sure would bring plenty of mocking smiles. Sarah knew what they would be most likely thinking but wondered whether the sight of her severely spanked bottom would bring home to them that she was actually a married adult of thirty-four-years-old who had just had her bare bottom spanked like a little girl?Did they assume that she would feel degraded being spanked at her age, which she was, but would they also ever understand just how erotic she found it at the same time? Would they even think that as she leant in towards Michelle’s bare bottom she had achingly taut nipples and that even a brief squeeze would give. "All the way through from the first granary, the 'banks' have charged for their service. Exchanging the various types of coin used by all the groups incurs a charge. Carrying a letter of credit incurs a charge. Borrowing to finance new ventures incurs a charge."Eventually some of the more enterprising citizens see what is possible by taking out a loan to start a new venture and they borrow too. The new ventures keep expanding and need capital. Some comes from the bank, but some comes from offering a 'share' in the profits to other citizens. Yet more citizens start to borrow for personal reasons – to buy goods they can't immediately afford or to purchase a dwelling."All of that sounds logical and sensible. So where is the problem with banks? I can only come back to greed. All of the services I've thought about are required, but how much should we have to pay for them? How is it that bankers can create 'new' things to sell which are worth less than what they're sold for? What kind of.
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